S. 4946 · 117th Congress · Senate

Payments Modernization Act of 2022

Active· Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced
Sep 22, 22
Passed Senate
Pending
Passed House
Pending
Sent to President
Pending
Signed into Law
Pending

Executive Summary

Payments Modernization Act of 2022

This bill requires the Federal Reserve Board to create a real-time payment system that allows funds to be available to any end user immediately at any time, including funds deposited at a depository institution.